Protecting your private information is our priority. This Statement of Privacy applies to https://lunnaloans.com/ and Lunna Loans, LLC (collectively herein “We”, “Us”, “Our”) and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Lunna Loans, LLC include Lunna Loans and https://lunnaloans.com/. By using the Lunna Loans website, you consent to the data practices described in this Privacy Policy along with our Terms of Use. .
Lunna Loans, LLC offers direct consumer lending services to individuals 18 years or older residing in the United States. (“Services”)
Your Personal Information may be collected in order to better provide you with products and services offered on Our Site, Lunna Loans may collect personally identifiable information, (Personal Information) as listed below:
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Identifiers
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First name, last name, telephone/mobile number, email address, physical or postal address, unique personal identifier, birthdate, online identifier, IP address, physical characteristics or description, or other unique identifiable Information such as a signature, username or social media handle, or other similar identifiers.
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Characteristics of Protected Classifications Under California or Federal Law
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Age, mental and physical disability, sex, sexual orientation, gender identity, medical information, marital status, or military status.
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Internet or Other Electronic Network Activity Information
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Device identifier, internet protocol (IP) address, browsing history, information about interactions with Our website, application or advertisements.
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Geolocation Information
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Location data generated by a consumer device capable of connecting to the Internet that directly identifies the precise physical location of the identified individual at particular times.
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Commercial Information
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Records of personal property, financial information, products or services purchased, or purchasing or consuming histories, monthly income range, estimated debt, status of payments, or credit rating range.
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Professional or Employment Information
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Employment status, education, employment history, job description, or business information.
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Inferences Drawn From Other Personal Data
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Profiling a consumer’s preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, or aptitudes.
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Personal data as described in Cal. Civ. Code § 1798.80(e)
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To the extent collected under another category of Personal Data above.
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Personal Information We May Collect Directly From You
You may voluntarily provide Personal Information, specifically Identifiers as listed above if you elect to inquire about certain products or services available on this website. This information is used to communicate with you relating to your inquiry.
Personal Information Automatically Collected
Lunna Loans may keep track of the websites and pages our users visit within Lunna Loans, in order to determine what Lunna Loans services are the most popular. This data is used to deliver customized content and advertising within Lunna Loans to customers whose behavior indicates that they are interested in a particular subject area. Automatically Collected Information about your computer hardware and software may be automatically collected by Lunna Loans. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Lunna Loans website. Use of Cookies The Lunna Loans website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Lunna Loans pages, or register with Lunna Loans site or services, a cookie helps Lunna Loans to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Lunna Loans website, the information you previously provided can be retrieved, so you can easily use the Lunna Loans features that you customized. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Lunna Loans services or websites you visit. Links This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information. Security of your Personal Information Lunna Loans secures your personal information from unauthorized access, use, or disclosure. Lunna Loans uses the following methods for this purpose: SSL Protocol When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of all information and data exchanged between you and us through this Site cannot be guaranteed. We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Lunna Loans by contacting us here:
We use your Personal Information for the following:
To provide and maintain Our Service: Including monitoring the usage of Our Service. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. All categories of Personal Information listed above are used.
Contract Performance: To fulfill contract obligations and undertaking of the purchase contract for any products, items or services You have purchased or of any other contract with Us. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. All categories of Personal Information listed above are used.
Website use and analytics: To provide you with access to and use of Our Website and Services, to analyze consumers’ use of Our websites, including the use of third-party web analytics services, which may utilize automated technologies to collect data. Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. Identifiers and Internet or Other Electronic Network Information are used.
To contact you: To contact you by email, telephone calls, SMS, or other forms of electronic communications, regarding updates or informative communications related to the products or services you are requesting. You cannot limit sharing unless you revoke your consent for these Services including the security updates, when necessary or reasonable for their implementation. Personal Information such as Identifiers are used to provide these communications.
To manage Your requests: To monitor and process any request you make to Us such as opt-out requests. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. All categories of Personal Information listed above may be utilized.
Compliance: To comply with any applicable legal requirements, industry standards, contractual obligations, Our policies, and to take actions that We deem necessary to preserve and enforce Our rights and the rights of others. All categories of Personal Information listed above may be used.
Lunna Loans does not sell, rent or lease consents provided or its customer lists to third parties.
Lunna Loans may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Lunna Loans or the site; (b) protect and defend the rights or property of Lunna Loans; and/or (c) act under exigent circumstances to protect the personal safety of users of Lunna Loans, or the public. SMS Messaging Where you provide “prior express consent” within the meaning of the Telephone Consumer Protection Act (47 USC § 227), and its implementing regulations adopted by the Federal Communications Commission (47 CFR § 64.1200), as amended from time to time (“TCPA”), you will only receive messaging from Lunna Loans to the telephone number(s) that you provided. Please note that you are not required to provide this consent in order to obtain access to our products or services, and your consent simply allows the Company and its designated Third-Party Service Providers, as applicable, to contact you via these means.
All messaging and contact information is for the sole purpose of Lunna Loans and is not shared with other third parties. Additionally, at no time will any unrelated messaging, cross-promotion or advertising messaging be sent on behalf of other offers, affiliates or companies outside of Lunna Loans.
EMAIL:
From time to time, Lunna Loans may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. To improve our Services, we may receive a notification when you open an email from Lunna Loans or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Lunna Loans, you may opt out of such communications by Customers may unsubscribe from emails by “replying STOP” or “clicking on the UNSUBSCRIBE button".
TEXT:
If you no longer wish to receive text messages, you may text STOP, QUIT, END, CANCEL or UNSUBSCRIBE to stop text messages. A one-time text confirmation of successful unsubscribing will be sent.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
As a California resident, you have the rights listed below. These rights are not absolute and subject to certain exceptions; we may decline your request in certain cases as permitted by law.
How to exercise your rights. You may exercise your California privacy rights described above as follows:
We reserve the right to confirm your identity and California residency status to process your requests to exercise your information, access or deletion rights. As part of this process, government identification may be required.
California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to info@lunnaloans.com or write to us at: 1931 Newport Blvd , Costa Mesa CA 92627
Protecting your private information is our priority. This Statement of Privacy applies to https://lunnaloans. com/ and Lunna Loans , LLC and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Lunna Loans, Inc. include https://lunnaloans.com/ , Lunna Loans, Lunna Loans and https://lunnaloans.com/ . The Lunna Loans website is a Website description site. By using the Lunna Loans website, you consent to the data practices described in this statement.
Lunna Loans secures your Personal Information from unauthorized access, use, or disclosure. Lunna Loans uses the following methods for this purpose:
When Personal Information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Lunna Loans does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. Visitors under eighteen (18) years of age are not permitted to use and/or submit their personal information at the Site. Company does not knowingly solicit or collect information from visitors under eighteen (18) years of age. Company encourages parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.
Lunna Loans reserves the right to change this Privacy Policy at any time without notification to you. The date reflected on this document is the effective date of any changes and your continued use of this website and/or Our Services will constitute your acknowledgement and agreement to any changes.
CONTACT US:
Lunna Loans LLC
1931 Newport Blvd.
Costa Mesa, CA
92627
Email: info@lunnaloans.com
Phone: 888-337-2991