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No Prepayment Fees
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Fill out a form to check your rate in minutes
Using our secure application, you can e-sign your contract if pre-approved. Trust & security is our #1 priority.
Money can be directly deposited into your bank account as soon as the next business day.
With credit card rates on the rise,see how you could save thousands on interest by consolidating existing debt into a low fixed monthly payment.
| Balance | Average Interest Rate | Monthly Payment | 5-year Interest Paid | |
|---|---|---|---|---|
| High-interest Rate Credit Card | $35,000 | 19.95% APR* | $1,400 | $20,579 |
 |
$35,000 | 4.95% APR* | $490 | $4,582 |
| Estimated Interest Saving with Lunna Loans | $15,997 | |||
| High-interest Rate Credit Card |
|
Balance $35,000 |
Balance $35,000 |
| Average Interest Rate 19.95% APR* |
Average Interest Rate 4.95% APR* |
| Monthly Payment $1,400 |
Monthly Payment $490 |
|
5-year Interest Paid $20,579 |
5-year Interest Paid $4,582 |
|
Estimated Interest Saving with Lunna Loans |
$15,997 |
Checking your rate won't affect your credit score.
Example chart shows calculations based on a 5-year Lunna Loans with a fixed rate of 14.83% APR, which is the rounded average median funded APR for Lunna Loans borrowers who took out a loan with a 5-year term from November 1, 2022–November 1, 2023. Lowest rates are reserved for the most qualified borrowers. The ‘High-Interest Rate Credit-Card’ APR shown is the average credit card APR reported by WalletHub for Q3 2023 under their ‘Good Credit’ category. The savings estimate also assumes that the borrower doesn’t take out any additional credit card debt during the same period. Both calculations assume 60 total monthly payments, no origination fee option selected, and no prepayment amounts.
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Jenifer Griffen, NY
Chris Roll, SF
Alicia Mendoza, CA
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Disclaimer
Lunna Loans, LLC is a Utah licensed consumer credit lender under the Utah Department of Financial Institutions. Loans are not available in all states. APR/Interest rates will vary depending on terms. Generally, all individuals applying for credit must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval. You authorize us to make inquiries and obtain and confirm information about you as we deem appropriate for the purpose of evaluating your eligibility for this extension of credit, including obtaining credit reports, verifying your income. You also authorize us to provide identification information about you, and our credit experience information with you to others in accordance with applicable law. *Annual Percentage Rates. Not all borrowers will qualify for the same rate when a rate is listed “as low as”. Qualifying for rates listed “as low as” are based on the borrower's credit worthiness, which includes factors such as debt ratio and credit history. Interest rates will vary and are based on lender terms. Ranges from 4.95%-36%. All loans may be subject to origination fees ranging from 1% - 5% of the loan amount, if permitted under applicable state law. For additional loan options, please call: 888-337-2991
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